Attention homeowners in Clovis and Washoe County: Get an Appraisal today!

The top 7 reasons California homeowners use Pruett Appraisal:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To reduce their monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a divorce in the state of California, where real estate needs to be divided
To determine the true market value of a property to settle an estate


	Need help determining the price of your house in or near Clovis, California? Contact Pruett Appraisal.

At Pruett Appraisal, we understand the unique needs of a consumer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a general consumer, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at Pruett Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Challenge property tax assessments

Let's say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Pruett Appraisal is your strongest weapon.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. We're qualified in helping homeowners just like you abolish unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be disadvantageous from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Pruett Appraisal can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Pruett Appraisal can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Pruett Appraisal can help you with that. Although most review work is commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion.